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Max Moseley is the one who had wanted teams to have a budget cap. $40 million per season for 2 cars is more than the budget of any 2 car team in any other series. But somehow the top F1 teams spend almost 10 times that.
Timo didn't just dedicate 3 years to the team. The team also dedicated 3 years to him as well, by paying him handsomely.
Caterham have a sense of pride of themselves because Richard Branson's fortune is about 3 times larger than Tony fernandes'. Richard Branson has even more assets than Mr Mateschitz of Red Bull fame. Yet Caterham has been the leading new team, even when Branson was the main owner during the first 2 years.